Phone plans for people 55 and older
Several carriers offer discounted plans for customers 55 and older. They can save real money, but the details vary a lot, so it helps to know what to look for.
What a 55+ plan is
These are regular phone plans sold at a lower price to older customers. They typically include unlimited talk and text, and many include unlimited data.
Who qualifies
Usually, the account holder must be 55 or older, and the carrier will verify your age when you sign up. Some plans limit how many lines you can add, often to one or two, which works well for couples.
What to check before you sign up
- Where it’s offered. Some 55+ plans are only available in certain states. The carrier’s website will tell you based on your address.
- Taxes and fees. Ask whether the advertised price includes them.
- Autopay discounts. Many low prices require automatic payment from a bank account or card.
- What’s left out. Some discounted plans skip extras like streaming perks or international calling.
Other ways to save
A 55+ plan isn’t always the cheapest option. Prepaid carriers and low-cost carriers that run on the big networks can cost less, especially if you don’t use much data. Some carriers also offer discounts for AARP members.